Insurance is meant to be a safeguard for when the unexpected or worst happens. Flood, car accidents, medical negligence, property damage, business claims, loss of life, injury and illness can all turn you and your family’s life upside down. So, what do you do if your...
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How Long Does a TPD Claim Take and What Can Delay It?
Having Total and Permanent Disability (TPD) insurance gives you a financial lifeline if you’re forced out of work due to a serious injury or illness. Even if you have cover, you may not know how to make a claim or how long it will take to receive a payout if you’re...
What are pain and suffering damages in an injury compensation claim?
A physical or psychological injury can have a severe impact on your health and family’s financial wellbeing. It can also affect your quality of life for years to come.If you’ve experienced pain and suffering due to a personal injury, you may be eligible to claim...
Can you get workers compensation if the injury was your fault?
Every Australian worker has the right to work in a safe environment. To ensure this, your employer has a duty of care to you and all their workers. They must take all reasonable steps to keep you safe when they ask you to perform work.This duty of care applies no...
Case study – Total & Permanent Disability (TPD)
Relevant Details Age group: 50-55 Injuries: Wrists, Hands, Psychological Occupation: Administrative Nature of Claim The claimant lodged a Total and Permanent Disability (TPD) claim through their superannuation fund...
Case study – NSW Work Injury Damages
Relevant Details Age group: 50-55 Injuries: Cervical Spine, Head, Psychological Occupation: Manufacturing Nature of Claim The claimant suffered a significant injury to their cervical spine whilst working in their...
Case study – NSW Motor Vehicle Accident
Relevant Details Age group: 30-35 Injuries: Neck, Shoulder, Knee, Ankle, Psychological Occupation: Teacher Nature of Claim The claim arises from injuries sustained in a motor vehicle accident. The claimant sought statutory...
Mistakes people make dealing with insurers after an accident
If you or someone else is injured in a car accident, you need to seek medical attention immediately. Then you might want to call the insurer and tell them what has happened. But before you do that, make sure you have all the right information. What you say to the...
Can your employer pressure you not to claim workers compensation?
If you are injured or become ill at work, you may not be able to keep working. This can have a devastating effect on your life financially and emotionally. For this reason, every Australian business is required to take out workers compensation insurance to cover them...
Birth injuries due to medical negligence: How to protect your child’s future
In Australia, every medical professional has a duty of care to protect you and your baby. We’re lucky to have such a high level of maternity care in this country. But, despite this, some births are more difficult and bring unexpected complications. Some complications...