Having Total and Permanent Disability (TPD) insurance gives you a financial lifeline if you’re forced out of work due to a serious injury or illness. Even if you have cover, you may not know how to make a claim or how long it will take to receive a payout if you’re...
Case study – Total & Permanent Disability (TPD)
Relevant Details Age group: 50-55 Injuries: Wrists, Hands, Psychological Occupation: Administrative Nature of Claim The claimant lodged a Total and Permanent Disability (TPD) claim through their superannuation fund...
What happens if your TPD claim is declined in New South Wales?
A serious illness or injury can be life-changing, leaving you without a way to earn an income, potentially for the rest of your life. Thankfully, a total and permanent disability (TPD) insurance claim can provide a lump sum payout if you can no longer work due to...
Understanding your Superannuation Insurance Policy
Understanding your Superannuation Insurance PolicyMost Australians have superannuation insurance, but it’s not something they consider until the worst happens and they need it. Your super fund usually has an insurance policy that can provide compensation if you can’t...
How to Make a TPD Claim Explained
Total and Permanent Disability (TPD) insurance benefit is cover offered by many Queensland superannuation funds. If you have TPD cover with your superannuation provider then you can file a claim if you become disabled and are unable to work.Because most workers in...
How a Lawyer Can Help You File a TPD Claim
Every employer, by law, must pay, on your behalf, a weekly amount into a nominated superannuation account. Due to the My Super legislation, it required super funds to offer Total Permanent Disability (TPD) insurance to all super accounts that were registered as My...
How Personal Injury Lawyers Can Help With a TPD Claim
If you have a superannuation fund, which almost everyone has, it is a requirement to provide members with life insurance. Part of this life insurance is total and permanent disability insurance (TPD). This is insurance provided to members to cover them should they be...
What Does TPD Insurance Cover?
Total and permanent disability (TPD) insurance covers you for a permanent injury or illness. TPD insurance policies vary from insurer to insurer and depend on your occupation, lifestyle and personal details such as your age, gender and health. TPD is often, but not...
How to make a TPD Claim
Total or permanent disability (TPD) insurance pays you an amount if you are totally and permanently disabled due to illness or an injury. Insurers will have a different definition as to what it means to be totally and/or permanently disabled, so it’s important to read...