Insurance is meant to be a safeguard for when the unexpected or worst happens. Flood, car accidents, medical negligence, property damage, business claims, loss of life, injury and illness can all turn you and your family’s life upside down. So, what do you do if your...
How Long Does a TPD Claim Take and What Can Delay It?
Having Total and Permanent Disability (TPD) insurance gives you a financial lifeline if you’re forced out of work due to a serious injury or illness. Even if you have cover, you may not know how to make a claim or how long it will take to receive a payout if you’re...
What are pain and suffering damages in an injury compensation claim?
A physical or psychological injury can have a severe impact on your health and family’s financial wellbeing. It can also affect your quality of life for years to come.If you’ve experienced pain and suffering due to a personal injury, you may be eligible to claim...
Can you get workers compensation if the injury was your fault?
Every Australian worker has the right to work in a safe environment. To ensure this, your employer has a duty of care to you and all their workers. They must take all reasonable steps to keep you safe when they ask you to perform work.This duty of care applies no...
Mistakes people make dealing with insurers after an accident
If you or someone else is injured in a car accident, you need to seek medical attention immediately. Then you might want to call the insurer and tell them what has happened. But before you do that, make sure you have all the right information. What you say to the...
Can your employer pressure you not to claim workers compensation?
If you are injured or become ill at work, you may not be able to keep working. This can have a devastating effect on your life financially and emotionally. For this reason, every Australian business is required to take out workers compensation insurance to cover them...
Birth injuries due to medical negligence: How to protect your child’s future
In Australia, every medical professional has a duty of care to protect you and your baby. We’re lucky to have such a high level of maternity care in this country. But, despite this, some births are more difficult and bring unexpected complications. Some complications...
Cyclist accidents and compensation: Are you covered as a driver?
As our roads get busier, accidents are almost unavoidable – no matter how careful we are! If you get into an accident with another vehicle driver, both drivers probably have insurance to cover injury and perhaps even damage to the vehicles. But what if you get into...
Changes to workers compensation laws in Queensland
Australia’s workers compensation laws are complex and always evolving. Each state and territory has its own scheme. In 2023, a review of Queensland’s workers compensation scheme found some weaknesses in the system. As a result, the Workers’ Compensation and...
Claiming workers compensation with pre-existing injuries
Workers compensation is insurance that businesses take out to cover them if workers suffer a workplace injury. It provides benefits such as lost wages and medical expenses, and even a lump sum payment for permanent impairment. But it’s not as simple as it sounds. ...