There are thousands of car accidents on Queensland roads each year. So, it goes without saying that the more you drive, the more likely you will be involved in a car accident. It is therefore worth knowing exactly what to do if you have a car accident in Queensland in case it happens to you. As long as you weren’t at fault, you can claim car accident compensation through the at-fault driver’s insurer. In most cases, you will need a car accident lawyer to help you obtain the compensation you deserve. Our lawyers are specialists with years of experience running car accident Queensland claim.
Car accident insurance
It is mandatory in Queensland to have compulsory third party insurance (CTP). If you are involved in a car accident in Queensland, compensation is normally obtained by submitting a claim to the at-fault party’s CTP insurer. Car accident compensation is designed to cover the cost of loss of income, medical treatment, out of pocket expenses and other damages. There is an established procedure that should be followed after a car accident in Queensland as well as time limits for claims that should be observed.
What to do following a car accident
Call 000 and ask for police if someone was injured, even if it wasn’t you. Explain the circumstances briefly and state whether an ambulance is needed. Deal with any injuries to either party as a priority. Some accidents may seem minor, but injuries may not appear until later. It is important that you document the date and time of the accident, so that if injuries develop later, you can advise your doctor the injury(s) were attributable to the accident.
In many car accidents, there may be no-one hurt, but one or both cars may be damaged. There may be no need to call emergency services unless the road or highway is blocked and there is danger to other road users.
If you are capable, photos of any damage to all vehicles involved and your surroundings are always beneficial to a motor vehicle accident claim. You should also record the registration details of all vehicles involved, record all drivers insurance companies and contact details. It is important not to get into an argument with the other driver. If there were eye witnesses, take down their contact details.
Following the crash, there are a few matters you will have to attend to if you wish to bring a motor vehicle accident claim in Queensland:
- Report the incident to the Queensland Police and obtain a QP number (if you have not already). This can be achieved by calling your local police station or visiting https://forms.police.qld.gov.au/launch/TrafficIncident.
- Attend your doctor and report the accident and any injuries you have sustained. Your doctor will be required to complete a CTP medical certificate which is required to be lodged with the CTP insurer if you bring a motor vehicle accident claim. A copy of the medical certificate can be obtained from here.
- Complete and lodge a Notice of Accident Claim form with the CTP insurer. A copy of the claim form can be obtained from here. If you have questions or need assistance completing this form, its suggested you contact a specialist car accident compensation lawyer at Main Lawyers for an obligation free consultation.
How a car accident lawyer can help
A specialist car accident lawyer knows how the claim forms are required to be completed which can strengthen your claim from the start. After your claim is lodged the CTP insurer will then begin investigations regarding who was at fault and how much compensation should be paid. This is when the help from a professional car accident lawyer at Main Lawyers can really make a difference.